Last Updated: 27/05/2025
The information provided on this website, in our courses, coaching programmes, and all related materials is for educational and informational purposes only. This disclaimer applies to all content, services, and communications provided by Life After Arrival, Funmi Akande, and any associated team members.
Financial Education, Not Financial Advice
What We Provide
Life After Arrival offers:
- Financial education and literacy programmes
- General guidance on UK financial systems
- Educational content about wealth-building strategies
- Personal development and mindset coaching
- Frameworks and tools for financial clarity
What We Do Not Provide
We do not provide:
- Personalised financial advice specific to your individual circumstances
- Investment recommendations for specific products or services
- Tax advice or preparation services
- Legal advice regarding financial matters
- Regulated financial planning services
- Guaranteed investment returns or financial outcomes
Regulatory Status
Funmi Akande is an FCA-regulated Financial Adviser. However, the content on this website and in our educational materials is provided as general education and does not constitute regulated financial advice unless specifically stated and provided through our regulated advisory services.
No Guarantees or Warranties
Financial Outcomes
- We make no guarantees about specific financial results or outcomes
- Past performance or case studies do not guarantee future results
- Individual results will vary based on personal circumstances, effort, and market conditions
- Success depends on many factors beyond our control, including personal commitment and external economic conditions
Information Accuracy
While we strive to provide accurate and up-to-date information:
- Financial regulations and tax laws change frequently
- Information may become outdated between updates
- We cannot guarantee the accuracy of all third-party information referenced
- Always verify information with current official sources
Personal Responsibility
Your Decisions
By using our services and information, you acknowledge that:
- You are responsible for your own financial decisions
- You will conduct your own research and due diligence
- You understand the importance of seeking professional advice for significant financial decisions
- You will not rely solely on our educational content for major financial choices
Due Diligence
We strongly recommend that you:
- Consult with qualified, regulated professionals for personalised advice
- Research any financial products or strategies thoroughly
- Consider your individual circumstances, risk tolerance, and financial goals
- Seek independent verification of information before making decisions
UK-Specific Information
Regulatory Environment
- Information provided is primarily focused on the UK financial system
- Regulations and tax implications may differ for residents of other countries
- Immigration status may affect eligibility for certain financial products or benefits
- We recommend consulting with UK-qualified professionals familiar with your specific circumstances
Tax Implications
- Tax advice is not provided unless specifically stated
- Tax situations vary significantly based on individual circumstances
- Always consult with a qualified tax advisor or accountant
- HMRC guidance should be considered the authoritative source for tax matters
Educational Content Limitations
General Nature
Our educational content is designed to:
- Provide general financial education for UK-based immigrants and professionals
- Share frameworks and strategies that have worked in our experience
- Offer guidance on navigating UK financial systems
Our content is not designed to:
- Replace professional financial, legal, or tax advice
- Address complex individual circumstances
- Provide solutions for every financial situation
Case Studies and Examples
- Case studies and examples are for illustrative purposes only
- Results shown may not be typical or achievable for all individuals
- Examples are simplified and may not include all relevant factors
- Past performance does not predict future results
Third-Party Content and Links
External Resources
Our website and materials may include:
- Links to third-party websites and resources
- References to books, tools, and other educational materials
- Guest expert content and interviews
We are not responsible for:
- The accuracy or reliability of third-party content
- Changes to external websites or resources
- The practices or policies of linked websites
- Any transactions or relationships with third-party providers
Endorsements
- References to third-party resources do not constitute endorsements
- We may receive affiliate commissions from some referenced products (when disclosed)
- Always evaluate third-party resources independently
Coaching and Course Limitations
Professional Boundaries
Our coaching and educational services:
- Focus on education, mindset, and general strategy
- Do not replace professional therapy, counselling, or medical advice
- Are not suitable substitutes for regulated financial advice
- May not address complex trauma or mental health issues
Participation Requirements
Successful participation in our programmes requires:
- Personal commitment and effort
- Willingness to implement suggested strategies
- Taking personal responsibility for outcomes
- Seeking additional professional help when needed
Limitation of Liability
Financial Losses
Life After Arrival, Funmi [Last Name], and associated team members shall not be liable for:
- Any financial losses resulting from the use of our information or services
- Investment losses or poor financial decisions made based on our educational content
- Missed opportunities or delayed implementation of strategies
- Economic downturns or market volatility affecting your financial situation
Indirect Damages
We are not liable for:
- Consequential, indirect, or special damages
- Loss of profits, business, or opportunities
- Emotional distress or personal injury
- Technical issues or website downtime
Maximum Liability
Our total liability for any claims shall not exceed the amount paid for our services.
Faith-Based Content
Spiritual Perspective
Some of our content includes faith-based perspectives on money and stewardship. Please understand that:
- These are personal beliefs and experiences
- We respect diverse religious and philosophical viewpoints
- Faith-based content is offered as additional perspective, not requirement
- You are free to adapt strategies to align with your own beliefs and values
Currency and Measurement
- All monetary amounts are expressed in British Pounds (£) unless otherwise stated
- Examples and calculations use UK tax rates and financial regulations
- International visitors should adapt information to their local context
Changes to Services
We reserve the right to:
- Modify or discontinue services with reasonable notice
- Update content and educational materials as regulations change
- Change pricing and service offerings
- Refund policies are outlined in our Terms of Service
Age Restrictions
Our services are intended for adults (18 years and older) who can:
- Enter into legally binding agreements
- Take personal responsibility for financial decisions
- Understand the educational nature of our content
Contact for Clarification
If you have questions about the scope or limitations of our services, please contact us at:
Life After ArrivalEmail: info@lifeafterarrival.co.uk Website: www.lifeafterarrival.co.uk
Acknowledgment
By using our website, purchasing our courses, or participating in our coaching programmes, you acknowledge that:
- You have read and understood this disclaimer
- You agree to the limitations and terms outlined above
- You understand the educational nature of our services
- You will seek appropriate professional advice for your specific circumstances
- You take personal responsibility for your financial decisions